Auto Insurance

What Is Auto Insurance?

It's your vehicle's safety net. If accidents or thefts happen, your insurance steps in to help cover costs.

Types of Coverage
  1. Liability: Covers damage you cause to others.
  2. Collision: Pays for your car's repairs after an accident.
  3. Comprehensive: Protects against theft, vandalism, and more.
  4. Uninsured Motorist: Helps when others lack insurance.
  5. Medical Payments: Covers medical bills for you and your passengers.
Cost Factors

Your insurance premiums, or costs, are influenced by factors such as:

  • Driving Record: Safe driving can lead to lower premiums, while accidents or tickets might make them higher.
  • Vehicle Type: The make, model, and age of your car can impact your rates.
  • Coverage Choices: The more coverage you choose, the higher the premium.
  • Deductibles: A higher deductible means lower premiums, but you'll pay more out of pocket if something happens.
  • Location: Where you live affects your rates due to local factors.
Getting Covered

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